This Fractured World

Jack, Peaceful Motherhood, Smart Money, The Home, Thoughts No Comments »

Our world is becoming increasingly fractured.

Humans, social animals by nature, are sequestered from the better world by crazy work hours, social obligations (not usually for pleasure, or so it seems), and an idle inquiry in the unimportant (aka TV).

People are turning to counsellors to their problems. Few have time to listen and few feel compelled to open up to their friends, especially if they haven’t spent enough time nurturing their friendships with work hours getting ridiculously longer. And those are the lucky ones. Many turn to drink or worse vices. Heck if you need to find someone to talk to in person, check out a Counseling Services List or a Counseling Services Directory.

A friend of mine once said, if you want a happy life, move to Australia where people finish work at 4 or 5, have time for outdoor activities, their families, have barbecues with friends and overall, lead a more peaceful life. You can actually have a family life.

And it is true. Friends of mine there are happily taking at least a year off to nurture their children. Fathers have time to spend with their children. They live in a nice house with a garden (with actual grass). No one feels hurried or caught in a rat race to compete.

Here, we’re in the thick of it. But it is possible to live in the rat race but not compete. What is a rat race but an unending loop which no one ever wins. Heck even Bill Gates got toppled with Warren Buffett (my idol) this year. It is possible to exist in the system but live out of it. And believe me, we are much happier than when we were both working and getting home at 9-10pm every night.

We don’t go to fancy restaurants, drive a fancy car, buy that spanking new condo, or buy any branded stuff. Everything’s made in China nowadays anyway - what’s the difference but the tag? My $3 Old Navy tee feels more comfortable than the $50 (see I can’t even remember the brand) top I bought years ago on sale. Plus, having modelled before, I am used to people paying me to wear their label, not me pay for their label and wear it for them all the time!

Good quality food and books are what we spend our money on, as well as paying off our home and car. The rest, we spend with family and good friends. Jack changed it for us. We want a better world for him. A better life. A happy life. Children do that I think. He has changed us for the better.

I try to cook more, to create a sweet family environment for Jack to grow up in. To remember his Mom in the kitchen cooking for him, Dad coming home to hug and kiss him. Us having dinner and talking together. Mom and Dad reading to him, sharing a cuddle before bedtime. Those are the things I want him to remember. A loving happy home.

Buying Trip vs Looking Trip

Jack, Parenting Tips, Peaceful Motherhood, Smart Money 2 Comments »

I never realised it but I was schooling Jack about needs vs wants from the day he could say Toys R Us some one year ago.

Before we go into Toys R Us, I’d tell him whether it is a looking trip or a buying trip. He’d nod okay and proceed to thrill himself looking at all the cars. It is roughly one buying trip per 10 looking trips and usually he can choose something small for himself that costs under $10.

Initially he’d buy something cos he can but more recently he would choose something that he really likes. If he doesn’t like anything, he wouldn’t buy anything since I tell him he can carry a buying trip forward to the next trip.

Of course there are the sums too. He’s been more fascinated about bigger cars because the doors can open and close and sometimes he asks if he can buy those. I’d point to the price and say, that costs $49 and it is way more than $10.

My friend Sarah tells of a trip she, her boyfriend, dear hubby, and Jack had at Toys R Us. Someone asked if Jack wanted to buy anything and he proclaimed, “no need”. His Dad was so proud, he said, “that’s my boy!” I was so proud too!

On a separate note, I started reading Chinese books to him and he seems to be learning the Chinese characters faster than English words, although he can read most of the alphabets by now. His memory is amazing! He can cite some of the moons in the Solar System, some galaxies, and many nebulas! It is so thrilling to watch. :)

The Nightmare Avatar’s Reading and other Writing Stuff

Jack, Poetry, Smart Money No Comments »

A lovely mention on Mike’s blog (and my mug of our poem The Nightmare Avatar’s Nightmare and my reading on the SFPA’s Halloween page. If you haven’t grabbed a copy of it yet, run run and buy the H.P. Lovecraft’s Magazine of Horror Issue #4 now.

I’m up to 4500 words on The Flame now, a speculative story I am writing. So far I hit 3000 on the first sitting - 6 hours - the ending was rather abrupt, says my kindly readers, so I revised it for expansion during another edit and sitting to 1500 words. As the plot is rather complex, I have had to lie down and poke holes in the plot. It troubles me when a story has glaring plot errors, never mind the factual errors, and I want to ensure I commit none of them.

Since it has been a zillion years since I have worked on a story this long - I got up to 30 pages once for a novel but that has been shelved after I got stuck and bored. The hard copy is still with me. Someday I might just take another look at it. At best it is another Interview with the Vampire, before I even read it. But that is another story.

Got a new mouse today. My fingers are getting friction burn from using the touchpad. And the true reason is I had spilled my honey green tea onto the keyboard causing some keys to stick together. Must Google to find solution. Speaking of which, bought a handful (literally) of Google shares. Glad I have made 5% already. Go Android!

Note: Just after I pressed Publish, the hubby signalled me that Jack woke up. He turned on the sidelight and true enough my little munchkin was sitting up rubbing his eyes. I walked to him, waving and said hey. To our delight, he waved back. It was the cutest thing!

Smart Investing for Moms

Smart Money No Comments »

If you’re the chief operating officer of your household, it is quite likely that you’ll also be the chief financial offer who manages the budget, finances, and investments in your family.

Here are some tips on how to invest that extra bit of savings you have:

1. Look at the labels of the things you buy regularly. Note which is the manufacturing company.

2. Do a little research online and check that the company is:

a. Not in debt.
b. Ideally spends little of its budget on research and development and new equipment.
c. Has good management - any scandals, obscenely high salaries and bonuses for directors?

3. Check the share prices of the company. Remember the numbers.

4. Open an online trading account. Shop around for a reliable no-frills account and sign up. Ensure they don’t charge custodian fees.

5. Save 90% of your money in a fixed deposit account that charges no penalty for early withdrawal.

6. Keep an eye out on the indices (health of the country’s economy) and share price of the companies you are watching.

6. When they plunge, buy the shares when everyone is selling. If you’re lazy to research for companies, buy the indices as an ETF (exchange-traded fund) such as the S&P500.

7. Keep for 2-5 years. When the economy recovers, sell.

8. Go back to 5-7.

For further reading, pick up any book on Warren Buffet.